The information on this website is general information about Murphy’s and its financial services. It is not personal financial advice, a quotation, an offer of insurance or confirmation that a particular risk will be accepted or covered.

Any information about insurance cover is a general summary. The insurer’s policy wording, schedule, conditions, exclusions, limits and underwriting requirements determine the actual cover. Clients should read their policy documents carefully and contact Murphy’s if they need an explanation.

Submitting an enquiry through the website or chatbot does not, by itself, appoint Murphy’s as the client’s broker or create insurance cover. Any appointment, advice or arrangement of cover will be confirmed through the appropriate client process and documentation.